Fee-Only Financial Planning
The term "financial planning" has been misused to the point that it has become synonymous with insurance and securities - with "product sales" being the real agenda.
True financial planning, however, is about strategy creation that results in a roadmap to success. It involves taking a comprehensive view of one's current reality (including individual lifestyle, income and personal relationships), establishing clear, realistic goals for the future, and setting a sound course to achieve those objectives. Financial planning should always focus on unbiased advice uniquely tailored to each individual's circumstances. It should never be about product sales or commissions.
Carnick & Kubik provides a comprehensive range of fee-only financial planning services for every stage of life. Whether you are starting to build your future, opening your own business, planning your retirement years, or just entering the workplace after graduation, we can help you move forward on solid financial footing.
Keywords: asset management, financial planning, investment management, retirement planning
Interview Q&A
How long have you been in business?
Craig Carnick has been in practice as a CFP for 35 years
What is your primary product or service?
Independent, impartial financial advise. We don't sell any products! No insurance. No annuities. No mutual funds. No aroma therapy products.
How did you first become interested in your line of business? (if owner) - What is your background? (If owner or store manager)
Craig was an independent business owner for years. About 35 years ago, he made a transition into the financial services profession
How do you differentiate yourself from other businesses in your category and area?
Carnick & Kubik provides a comprehensive range of fee-only financial planning services for every stage of life. Whether you are starting to build your future, opening your own business, planning your retirement years, or just entering the workplace after graduation, we can help you move forward on solid financial footing
How many locations do you have and do you have plans to expand?
We have offices in Denver and Colorado Springs.
Provide detailed directions to your location
Our Colorado Springs office is just 1 mile east of the Broadmoor Hotel on Lake Avenue. Our Denver office is off I-25 at the Denver Tech Center.
Which areas do you service?
We have clients all over the United States.
Who owns your company or runs daily operations?
Craig Carnick is the founder and President.
What are your hours of operation?
Monday-Friday, 9am to 5pm.
What is the best compliment anyone can give you?
Unparalleled level of personal service.
What is your favorite quote or Bible verse?
The best things in life aren't things.
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